The One Degree Wealth Blog

Building wealth is really NOT about budgets and penny-pinching. Nor is it about willpower and self-discipline. Do you remember my 3 tips of the Wealth Triangle: dollars, time, and investment...

While most retirees worry about stock market downturns, an even bigger financial threat is an unexpected health event that Medicare doesn’t cover. The average cost of home health care and...

If you're one of the millions of people who have refinance their mortgage during this last period of low interest rate, that's awesome. But you may have accidentally reset your repayment period to...

The continued uncertainty of the economy and stock market has millions of Americans worried that their retirement could be rocky and unstable. When the stock market is roaring, it’s easy...

If you want to build tax-free wealth, I've got a great strategy for you using health savings accounts.

First, health savings accounts are triple tax preference and that means that number one, you...

Life happens, right? Odds are you're going to change jobs once or twice in your career. And a common question I get is, well, what should I do with my 401k when I change employers?

Well, first off,...

There’s so much talk in TV commercials about helping retirees “reach their goals”, followed by images of a couple holding hands on a beach, gazing contentedly at a beautiful ocean...

Wow, the IRA retirement contributions limits are higher in 2023, and I want to make sure that we are all maxing out our opportunities to save. Even if you're covered under an employer 401k plan,...

FINRA (the Financial Industry Regulatory Authority) periodically surveys people about their financial knowledge. It asks respondents to rate themselves as to how financially knowledgeable they...

It’s hard for me to contain my excitement when I think about all of features that a 401(k) gives us to save toward the comfortable retirement lifestyle we all want. We just need to take FULL...