The One Degree Wealth Blog

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Covering a wide range of financial topics, from debt strategies and home purchases to money mindset and tax-smart investing strategies, I'll make sure you stay inspired AND in-the-know.

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It Just Takes One Degree

By Yvonne Marsh, CFP®, CPA

It’s so small really – one degree.  Yet, if an airplane is one degree off course leaving from San Francisco, it will land in Baltimore MD instead of...

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Creative Ways to Cut Costs and Save More

I've got a couple of creative ways that you can cut everyday costs and save more! 

My first idea is to grocery shop online. I've been doing this recently, and honestly, I find I'm easily...

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Think You Need 20% Down to Buy a Home? You Don’t!

By Yvonne Marsh, CFP®, CPA

While a 20% down payment is the holy grail for home purchases, don’t let it be a roadblock to moving out of a rental and into a home.  You’ve got...

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Your Biggest Financial Threat in Retirement Might Surprise You long term care retirement

While most retirees worry about stock market downturns, an even bigger financial threat is an unexpected health event that Medicare doesn’t cover. The average cost of home health care and...

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Tax Me Now, Tax Me Later, Tax Me Never 401(k) 401k roth tax

Being smart about which type of accounts you're saving and building wealth into now translates into paying less tax later, and who doesn't want that?

I'm Yvonne Marsh, I'm a CFP® and a CPA, and...

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Why Building Wealth Matters ira roth 401k tax tax free wealth

There are so many ways that Congress dangles the carrot of tax deductions to motivate us toward a certain behavior. For example, to encourage home ownership we are allowed to deduct our mortgage...

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Last Minute Tax Deductions for the 2022 Tax Year hsa ira tax

Click Here to Download the PDF!

If you're looking for ways to lower your 2022 tax bill, I've got good news for you! It's not too late.

I've got three ideas to share with you today that might be of...

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No More Questions to be Asked; No More Answers Given

It’s been a rough month at our firm.  We have had not one, but two, dreaded phone calls from clients telling me her husband has passed very unexpectedly – as in, totally out of the...

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An Easy Solution to Pay Off Your Mortgage More Quickly & Save You Thousands! interest mortgage retirement

If you're one of the millions of people who have refinance their mortgage during this last period of low interest rate, that's awesome. But you may have accidentally reset your repayment period to...

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The Retirement Income Teeter Totter: 3 Reliable Ways to Steady Your Income income pension retirement social security

The continued uncertainty of the economy and stock market has millions of Americans worried that their retirement could be rocky and unstable. When the stock market is roaring, it’s easy...

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Health Savings Accounts health savings accounts hsa hsas retirement tax tax free

If you want to build tax-free wealth, I've got a great strategy for you using health savings accounts.

First, health savings accounts are triple tax preference and that means that number one, you...

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What to do With a 401k When You Change Employers? 401(k) 401k plan retirement retirement plan

Life happens, right? Odds are you're going to change jobs once or twice in your career. And a common question I get is, well, what should I do with my 401k when I change employers?

Well, first off,...

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